Fixed Deposit Schemes

A. FIXED DEPOSIT SCHEMES

Periodic deposit schemes are for a fixed amount of deposits as a time deposit A/c, where KUSCCOOP members can deposit minimum amount of 10,000NPR to an open limit to top deposit. Interest rates will be differentiated & can be negotiated always according to financial fair market compition scenario and duration in terms of taking deposits for 3 months up to 3 years.

 

B. GENERAL FIXED DEPOSIT SCHEMES

 

Duration Monthly Interest Pay Quarterly Interest Pay After Maturity Pay
3 Months 11.5% 11.75% 11.75%
6 Months 11.75% 12.00% 12.25%
1 Year 12.00% 12.25% 12.50%
2 Year 12.25% 12.50% 12.75%
3 Year 12.35 12.45% 12.85%

 

C. CHILD EDUCATION FIXED DEPOSIT SCHEMES

 

Duration Quarterly Interest Pay After Maturity Pay
1 Year 12.25% 12.35%
2 Year 12.35% 12.55%
3 Year 12.75% 13.00%

 

D. SENIOR CITIZENS FIXED DEPOSIT SCHEMES

 

Duration Quarterly Interest Pay After Maturity Pay
1 Year 12.25% 12.35%
2 Year 12.35% 12.55%
3 Year 12.75% 13.00%

 

*Note: Interest rate can be negotiated up to 0.25% on share amount additional deposit.

(1) Interest rate can be negotiated up to 0.25% on share amount additional deposit of 10%

(2) If you have more query on interest rate. Please contact Headquarter (Head Office) or the Service Center via Phone call or the direct visit to the office.